MICR Code: 400089080

Bank: The Shamrao Vithal Cooperative Bank Ltd
IFSC Code: Svcb0000135
MICR Code: 400089080
Address: Ground Floor, A1,A2,A4, New Manish C.H.S, Evershine City, Vasai East, Thane 401208
City: Thane
District: Vasai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400089080.

  • In this case first three codes 400 is city code and it represents city Thane.
  • Next three characters 089 represents bank The Shamrao Vithal Cooperative Bank Ltd.
  • Remaining characters which are 080 represents branch. In our case branch is located at address Ground Floor, A1,A2,A4, New Manish C.H.S, Evershine City, Vasai East, Thane 401208.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.