MICR Code: 395244031

Bank: The Surat District Co Operative Bank Ltd
IFSC Code: Sdcb0000065
MICR Code: 395244031
Address: C-1 2 Mahendra Park, Pincode : 395 005
City: Surat
District: Jahangirpura
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 395244031.

  • In this case first three codes 395 is city code and it represents city Surat.
  • Next three characters 244 represents bank The Surat District Co Operative Bank Ltd.
  • Remaining characters which are 031 represents branch. In our case branch is located at address C-1 2 Mahendra Park, Pincode : 395 005.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.