MICR Code: 395244016

Bank: The Surat District Co Operative Bank Ltd
IFSC Code: Sdcb0000046
MICR Code: 395244016
Address: Ug, 32-34, Ground Floor, Indralok Apt., Opp. Crazy Bite Hotel, Ta: Choryasi, Pincode : 395 007
City: Surat
District: Surat┬Á
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 395244016.

  • In this case first three codes 395 is city code and it represents city Surat.
  • Next three characters 244 represents bank The Surat District Co Operative Bank Ltd.
  • Remaining characters which are 016 represents branch. In our case branch is located at address Ug, 32-34, Ground Floor, Indralok Apt., Opp. Crazy Bite Hotel, Ta: Choryasi, Pincode : 395 007.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.