MICR Code: 395251015

Bank: The Surat Peoples Co-Op Bank Ltd
IFSC Code: Spcb0251014
MICR Code: 395251015
Address: Abhishek Apartments, Kapadia Compound, Sumul Dairy Road, Surat - 395008
City: Surat
District: Surat
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 395251015.

  • In this case first three codes 395 is city code and it represents city Surat.
  • Next three characters 251 represents bank The Surat Peoples Co-Op Bank Ltd.
  • Remaining characters which are 015 represents branch. In our case branch is located at address Abhishek Apartments, Kapadia Compound, Sumul Dairy Road, Surat - 395008.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.