MICR Code: 400109031

Bank: The Thane Bharat Sahakari Bank Ltd
IFSC Code: Tjsb0000059
MICR Code: 400109031
Address: Savita Niwas, Bazar Peth Road, Kulgaon, Badlapur(W), Thane-421503
City: Kalyan
District: Thane
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400109031.

  • In this case first three codes 400 is city code and it represents city Kalyan.
  • Next three characters 109 represents bank The Thane Bharat Sahakari Bank Ltd.
  • Remaining characters which are 031 represents branch. In our case branch is located at address Savita Niwas, Bazar Peth Road, Kulgaon, Badlapur(W), Thane-421503.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.