MICR Code: 395289007

Bank: The Varachha Co-Op. Bank Ltd
IFSC Code: Vara0289006
MICR Code: 395289007
Address: Sardar Complex, Katargam Main Road, Near Bal Anath Ashram, Katargam-395004
City: Surat
District: Surat
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 395289007.

  • In this case first three codes 395 is city code and it represents city Surat.
  • Next three characters 289 represents bank The Varachha Co-Op. Bank Ltd.
  • Remaining characters which are 007 represents branch. In our case branch is located at address Sardar Complex, Katargam Main Road, Near Bal Anath Ashram, Katargam-395004.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.