MICR Code: 395289009
Bank: The Varachha Co-Op. Bank Ltd |
IFSC Code: Vara0289008 |
MICR Code: 395289009 |
Address: Laxmivilla Township, G.I.D.C., Sachin-394230 |
City: Surat |
District: Surat |
State: Gujarat |
MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.
Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.
Let's decode MICR code 395289009.
- In this case first three codes 395 is city code and it represents city Surat.
- Next three characters 289 represents bank The Varachha Co-Op. Bank Ltd.
- Remaining characters which are 009 represents branch. In our case branch is located at address Laxmivilla Township, G.I.D.C., Sachin-394230.
The easiest way to find MICR code is to check your
- Bank account statement
- Cheques
Please examine below sample cheque for more details

I hope this clears doubts.