MICR Code: 400109023

Bank: TJSB Sahakari Bank Ltd
IFSC Code: Tjsb0000047
MICR Code: 400109023
Address: Shop No.9,10 &11, Gr. Floor, Jangid Complex, Anjur Phata, Kamatghar, Bhiwandi, Pin-421302
City: Thane
District: Bhiwandi
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400109023.

  • In this case first three codes 400 is city code and it represents city Thane.
  • Next three characters 109 represents bank TJSB Sahakari Bank Ltd.
  • Remaining characters which are 023 represents branch. In our case branch is located at address Shop No.9,10 &11, Gr. Floor, Jangid Complex, Anjur Phata, Kamatghar, Bhiwandi, Pin-421302.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.