MICR Code: 400109032

Bank: TJSB Sahakari Bank Ltd
IFSC Code: Tjsb0000071
MICR Code: 400109032
Address: Ajay Mittal Industrial Premises Co. Op. Soc. Ltd, C T S No. 1637, Village Marol, Andheri- Kurla Road Andheri(E), Mumbai-400059
City: Greater Bombay
District: Mumbai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400109032.

  • In this case first three codes 400 is city code and it represents city Greater Bombay.
  • Next three characters 109 represents bank TJSB Sahakari Bank Ltd.
  • Remaining characters which are 032 represents branch. In our case branch is located at address Ajay Mittal Industrial Premises Co. Op. Soc. Ltd, C T S No. 1637, Village Marol, Andheri- Kurla Road Andheri(E), Mumbai-400059.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.