MICR Code: 400109055

Bank: TJSB Sahakari Bank Ltd
IFSC Code: Tjsb0000137
MICR Code: 400109055
Address: Ground Floor, Vivekanand Sankul, Plot No.6, Sector 4, Sanpada, Navi Mumbai-400705.
City: Navi Mumbai
District: Navi Mumbai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400109055.

  • In this case first three codes 400 is city code and it represents city Navi Mumbai.
  • Next three characters 109 represents bank TJSB Sahakari Bank Ltd.
  • Remaining characters which are 055 represents branch. In our case branch is located at address Ground Floor, Vivekanand Sankul, Plot No.6, Sector 4, Sanpada, Navi Mumbai-400705..

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.