MICR Code: 823028004

Bank: UCO Bank
IFSC Code: Ucba0001238
MICR Code: 823028004
Address: Uco Bankbuniadganj 823003
City: Gaya
District: Buniadgunj
State: Bihar

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 823028004.

  • In this case first three codes 823 is city code and it represents city Gaya.
  • Next three characters 028 represents bank UCO Bank.
  • Remaining characters which are 004 represents branch. In our case branch is located at address Uco Bankbuniadganj 823003.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.