MICR Code: 854028201

Bank: UCO Bank
IFSC Code: Ucba0002495
MICR Code: 854028201
Address: At+ Po- Champanagarbaneily Estate, Purnea 854201
City: Purnia
District: Champanagar
State: Bihar

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 854028201.

  • In this case first three codes 854 is city code and it represents city Purnia.
  • Next three characters 028 represents bank UCO Bank.
  • Remaining characters which are 201 represents branch. In our case branch is located at address At+ Po- Champanagarbaneily Estate, Purnea 854201.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.