MICR Code: 812028522

Bank: UCO Bank
IFSC Code: Ucba0001216
MICR Code: 812028522
Address: Uco Bankkajraili 812005
City: Bhagalpur
District: Kajraili
State: Bihar

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 812028522.

  • In this case first three codes 812 is city code and it represents city Bhagalpur.
  • Next three characters 028 represents bank UCO Bank.
  • Remaining characters which are 522 represents branch. In our case branch is located at address Uco Bankkajraili 812005.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.