MICR Code: 394028230

Bank: UCO Bank
IFSC Code: Ucba0002778
MICR Code: 394028230
Address: Sai Park Station Road, P.O Sachindistt: Surat 394230
City: Surat
District: Sachin
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 394028230.

  • In this case first three codes 394 is city code and it represents city Surat.
  • Next three characters 028 represents bank UCO Bank.
  • Remaining characters which are 230 represents branch. In our case branch is located at address Sai Park Station Road, P.O Sachindistt: Surat 394230.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.