MICR Code: 132028103

Bank: UCO Bank
IFSC Code: Ucba0002430
MICR Code: 132028103
Address: New Grain Market Karnal - 452 New Grain Market Karnal - 452 132001
City: Karnal
District: Karnal
State: Haryana

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 132028103.

  • In this case first three codes 132 is city code and it represents city Karnal.
  • Next three characters 028 represents bank UCO Bank.
  • Remaining characters which are 103 represents branch. In our case branch is located at address New Grain Market Karnal - 452 New Grain Market Karnal - 452 132001.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.