MICR Code: 822028002

Bank: UCO Bank
IFSC Code: Ucba0002354
MICR Code: 822028002
Address: Mahendra Arcade, Zila School Chowkdaltonganj 822101
City: Palamau
District: Daltonganj
State: Jharkhand

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 822028002.

  • In this case first three codes 822 is city code and it represents city Palamau.
  • Next three characters 028 represents bank UCO Bank.
  • Remaining characters which are 002 represents branch. In our case branch is located at address Mahendra Arcade, Zila School Chowkdaltonganj 822101.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.