MICR Code: 141028010

Bank: UCO Bank
IFSC Code: Ucba0000927
MICR Code: 141028010
Address: Municipal Corporationbuilding, Ludhian 141001
City: Ludhiana
District: Ludhiana
State: Punjab

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 141028010.

  • In this case first three codes 141 is city code and it represents city Ludhiana.
  • Next three characters 028 represents bank UCO Bank.
  • Remaining characters which are 010 represents branch. In our case branch is located at address Municipal Corporationbuilding, Ludhian 141001.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.