MICR Code: 232028104

Bank: UCO Bank
IFSC Code: Ucba0002789
MICR Code: 232028104
Address: Lokmanya Tilak Nagar, Ward No. 5 Sakaldiha Road, Hasmi Complex 232104
City: Chandauli
District: Chandauli
State: Uttar Pradesh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 232028104.

  • In this case first three codes 232 is city code and it represents city Chandauli.
  • Next three characters 028 represents bank UCO Bank.
  • Remaining characters which are 104 represents branch. In our case branch is located at address Lokmanya Tilak Nagar, Ward No. 5 Sakaldiha Road, Hasmi Complex 232104.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.