MICR Code: 245028205

Bank: UCO Bank
IFSC Code: Ucba0002500
MICR Code: 245028205
Address: Ward No-12, Near Block Office, Garh Mukteshwardist.- Panchsheel Nagar 245205
City: Ghaziabad
District: Garh Mukteshwar
State: Uttar Pradesh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 245028205.

  • In this case first three codes 245 is city code and it represents city Ghaziabad.
  • Next three characters 028 represents bank UCO Bank.
  • Remaining characters which are 205 represents branch. In our case branch is located at address Ward No-12, Near Block Office, Garh Mukteshwardist.- Panchsheel Nagar 245205.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.