MICR Code: 221028012

Bank: UCO Bank
IFSC Code: Ucba0002378
MICR Code: 221028012
Address: Jagatpur Pg Collegerohania 221301
City: Varanasi
District: Jagatpur
State: Uttar Pradesh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 221028012.

  • In this case first three codes 221 is city code and it represents city Varanasi.
  • Next three characters 028 represents bank UCO Bank.
  • Remaining characters which are 012 represents branch. In our case branch is located at address Jagatpur Pg Collegerohania 221301.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.