MICR Code: 221028010

Bank: UCO Bank
IFSC Code: Ucba0002204
MICR Code: 221028010
Address: Uco Bankmaldahiya Branch 221002
City: Varanasi
District: Varanasi
State: Uttar Pradesh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 221028010.

  • In this case first three codes 221 is city code and it represents city Varanasi.
  • Next three characters 028 represents bank UCO Bank.
  • Remaining characters which are 010 represents branch. In our case branch is located at address Uco Bankmaldahiya Branch 221002.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.