MICR Code: 520026102

Bank: Union Bank of India
IFSC Code: Ubin0533025
MICR Code: 520026102
Address: R Agraharam, G.T. Road, P.B. No. 131, Dist. Guntur, Andhra Pradesh, Pin - 522 003.
City: Guntur
District: Guntur
State: Andhra Pradesh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 520026102.

  • In this case first three codes 520 is city code and it represents city Guntur.
  • Next three characters 026 represents bank Union Bank of India.
  • Remaining characters which are 102 represents branch. In our case branch is located at address R Agraharam, G.T. Road, P.B. No. 131, Dist. Guntur, Andhra Pradesh, Pin - 522 003..

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.