MICR Code: 530026015

Bank: Union Bank of India
IFSC Code: Ubin0557374
MICR Code: 530026015
Address: 49 8 2 1 Kvr Mantionlalitha Nagar
City: Vishakapatnam
District: Vishakapatnam
State: Andhra Pradesh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 530026015.

  • In this case first three codes 530 is city code and it represents city Vishakapatnam.
  • Next three characters 026 represents bank Union Bank of India.
  • Remaining characters which are 015 represents branch. In our case branch is located at address 49 8 2 1 Kvr Mantionlalitha Nagar.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.