MICR Code: 530026012

Bank: Union Bank of India
IFSC Code: Ubin0556645
MICR Code: 530026012
Address: 1 St Floor, Mohan Mansion, 4 Th Lane, Dwaraka Nagar, Vishakaptnam, Andhra Pradesh-530016
City: Vishakapatnam
District: Vishakhapatnam
State: Andhra Pradesh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 530026012.

  • In this case first three codes 530 is city code and it represents city Vishakapatnam.
  • Next three characters 026 represents bank Union Bank of India.
  • Remaining characters which are 012 represents branch. In our case branch is located at address 1 St Floor, Mohan Mansion, 4 Th Lane, Dwaraka Nagar, Vishakaptnam, Andhra Pradesh-530016.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.