MICR Code: 781026004

Bank: Union Bank of India
IFSC Code: Ubin0539465
MICR Code: 781026004
Address: Union Bank Of India, Maidamgaon - Gauhati, Tahbildar Building, Basistha Road,, Beltola, Dist. Kamrup, Gauhati,, Pin - 781 028.
City: Kamrup
District: Guwahati
State: Assam

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 781026004.

  • In this case first three codes 781 is city code and it represents city Kamrup.
  • Next three characters 026 represents bank Union Bank of India.
  • Remaining characters which are 004 represents branch. In our case branch is located at address Union Bank Of India, Maidamgaon - Gauhati, Tahbildar Building, Basistha Road,, Beltola, Dist. Kamrup, Gauhati,, Pin - 781 028..

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.