MICR Code: 493026003

Bank: Union Bank of India
IFSC Code: Ubin0541192
MICR Code: 493026003
Address: 102, Sadar Bazar, Nagar Palika Bhavan,1 St Floor, Dist. Dhamtari, Chattisgarh, Pin - 493 773.
City: Dhamtari
District: Dhamtari
State: Chandigarh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 493026003.

  • In this case first three codes 493 is city code and it represents city Dhamtari.
  • Next three characters 026 represents bank Union Bank of India.
  • Remaining characters which are 003 represents branch. In our case branch is located at address 102, Sadar Bazar, Nagar Palika Bhavan,1 St Floor, Dist. Dhamtari, Chattisgarh, Pin - 493 773..

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.