MICR Code: 492026008

Bank: Union Bank of India
IFSC Code: Ubin0555754
MICR Code: 492026008
Address: Bhatiya Bhavan, Vidhan Sabha Marg, Pandri, Dist. Raipur, Pin - 492 001 Chhattisgarh
City: Raipur
District: Raipur
State: Chandigarh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 492026008.

  • In this case first three codes 492 is city code and it represents city Raipur.
  • Next three characters 026 represents bank Union Bank of India.
  • Remaining characters which are 008 represents branch. In our case branch is located at address Bhatiya Bhavan, Vidhan Sabha Marg, Pandri, Dist. Raipur, Pin - 492 001 Chhattisgarh.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.