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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Union Bank of India
  4. Chandigarh
  5. Raipur
  6. Raipur
  7. MICR: 492026010

MICR Code: 492026010

Bank: Union Bank of India
IFSC Code: Ubin0561941
MICR Code: 492026010
Address: House No 427 428 Lily Chowk Purani Basti Ward No 49 Raipur 492001
City: Raipur
District: Raipur
State: Chandigarh

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 492026010.

  • In this case first three codes 492 is city code and it represents city Raipur.
  • Next three characters 026 represents bank Union Bank of India.
  • Remaining characters which are 010 represents branch. In our case branch is located at address House No 427 428 Lily Chowk Purani Basti Ward No 49 Raipur 492001.

How to find micr code (for example 492026010) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.