MICR Code: 390026021

Bank: Union Bank of India
IFSC Code: Ubin0561924
MICR Code: 390026021
Address: Shop No 1 4 1 St Floor Shristi Avenue Opp Amrapali Cpmplex Water Tank Road Karelibaug Baroda Gujrat 390018
City: Baroda
District: Baroda
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 390026021.

  • In this case first three codes 390 is city code and it represents city Baroda.
  • Next three characters 026 represents bank Union Bank of India.
  • Remaining characters which are 021 represents branch. In our case branch is located at address Shop No 1 4 1 St Floor Shristi Avenue Opp Amrapali Cpmplex Water Tank Road Karelibaug Baroda Gujrat 390018.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.