MICR Code: 396026091

Bank: Union Bank of India
IFSC Code: Ubin0536989
MICR Code: 396026091
Address: Mahadev Nagar P.O. Billimora Taluka Gandevi Dist. Valsad Gujarat Pin 396321
City: Navsari
District: Bilimora
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 396026091.

  • In this case first three codes 396 is city code and it represents city Navsari.
  • Next three characters 026 represents bank Union Bank of India.
  • Remaining characters which are 091 represents branch. In our case branch is located at address Mahadev Nagar P.O. Billimora Taluka Gandevi Dist. Valsad Gujarat Pin 396321.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.