MICR Code: 364026503

Bank: Union Bank of India
IFSC Code: Ubin0531472
MICR Code: 364026503
Address: At Post Derdi ( Kumbhaji) Main Road Taluka Gondal Dist. Rajkot Gujarat Pin 364465
City: Rajkot
District: Derdi
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 364026503.

  • In this case first three codes 364 is city code and it represents city Rajkot.
  • Next three characters 026 represents bank Union Bank of India.
  • Remaining characters which are 503 represents branch. In our case branch is located at address At Post Derdi ( Kumbhaji) Main Road Taluka Gondal Dist. Rajkot Gujarat Pin 364465.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.