MICR Code: 394026502

Bank: Union Bank of India
IFSC Code: Ubin0538523
MICR Code: 394026502
Address: Karas Falia At Post Sandhier Via Sayan Taluka Olpat Dist. Surat Gujarat Pin 394130
City: Surat
District: Sandhier
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 394026502.

  • In this case first three codes 394 is city code and it represents city Surat.
  • Next three characters 026 represents bank Union Bank of India.
  • Remaining characters which are 502 represents branch. In our case branch is located at address Karas Falia At Post Sandhier Via Sayan Taluka Olpat Dist. Surat Gujarat Pin 394130.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.