MICR Code: 132026602

Bank: Union Bank of India
IFSC Code: Ubin0562807
MICR Code: 132026602
Address: Taraori, Karnal, Haryana
City: Karnal
District: Karnal
State: Haryana

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 132026602.

  • In this case first three codes 132 is city code and it represents city Karnal.
  • Next three characters 026 represents bank Union Bank of India.
  • Remaining characters which are 602 represents branch. In our case branch is located at address Taraori, Karnal, Haryana.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.