MICR Code: 132026001

Bank: Union Bank of India
IFSC Code: Ubin0536971
MICR Code: 132026001
Address: G. T. Road, Post Box No. 18, Dist. Panipat, Haryana, Pin - 132 103.
City: Panipat
District: Panipat
State: Haryana

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 132026001.

  • In this case first three codes 132 is city code and it represents city Panipat.
  • Next three characters 026 represents bank Union Bank of India.
  • Remaining characters which are 001 represents branch. In our case branch is located at address G. T. Road, Post Box No. 18, Dist. Panipat, Haryana, Pin - 132 103..

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.