MICR Code: 176026154

Bank: Union Bank of India
IFSC Code: Ubin0565130
MICR Code: 176026154
Address: Vpo Gaggal, Thesil Disst Kangra City - Gaggal Himachal Pradesh Pin-176209
City: Kangra
District: Gaggal
State: Himachal Pradesh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 176026154.

  • In this case first three codes 176 is city code and it represents city Kangra.
  • Next three characters 026 represents bank Union Bank of India.
  • Remaining characters which are 154 represents branch. In our case branch is located at address Vpo Gaggal, Thesil Disst Kangra City - Gaggal Himachal Pradesh Pin-176209.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.