MICR Code: 682026049

Bank: Union Bank of India
IFSC Code: Ubin0561720
MICR Code: 682026049
Address: 18 109 Near Bot Bridge Palluruthy Kerala Pin 682006
City: Thoppumpady
District: Ernakulam
State: Kerala

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 682026049.

  • In this case first three codes 682 is city code and it represents city Thoppumpady.
  • Next three characters 026 represents bank Union Bank of India.
  • Remaining characters which are 049 represents branch. In our case branch is located at address 18 109 Near Bot Bridge Palluruthy Kerala Pin 682006.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.