MICR Code: 682026811

Bank: Union Bank of India
IFSC Code: Ubin0542491
MICR Code: 682026811
Address: St. Joseph Shopping Complex Building A M Road Neriamangalam Dist. Ernakulam Kerala Pin 686696.
City: Ernakulam
District: Nayarambalam
State: Kerala

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 682026811.

  • In this case first three codes 682 is city code and it represents city Ernakulam.
  • Next three characters 026 represents bank Union Bank of India.
  • Remaining characters which are 811 represents branch. In our case branch is located at address St. Joseph Shopping Complex Building A M Road Neriamangalam Dist. Ernakulam Kerala Pin 686696..

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.