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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Union Bank of India
  4. Kerala
  5. Palai
  6. Kottayam
  7. MICR: 686026302

MICR Code: 686026302

Bank: Union Bank of India
IFSC Code: Ubin0555614
MICR Code: 686026302
Address: Moons Building, Opp. Mini Civil Station, Pala, Dist. Kottayam, Kerala
City: Kottayam
District: Palai
State: Kerala

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 686026302.

  • In this case first three codes 686 is city code and it represents city Kottayam.
  • Next three characters 026 represents bank Union Bank of India.
  • Remaining characters which are 302 represents branch. In our case branch is located at address Moons Building, Opp. Mini Civil Station, Pala, Dist. Kottayam, Kerala.

How to find micr code (for example 686026302) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.