MICR Code: 678026004

Bank: Union Bank of India
IFSC Code: Ubin0547891
MICR Code: 678026004
Address: Thriputi Bldg., Opp. Kendriya Vidyalaya, Hemambikanagar, Dist. Palghat, Kerala, Pin - 678 009.
City: Palakkad
District: Palakkad
State: Kerala

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 678026004.

  • In this case first three codes 678 is city code and it represents city Palakkad.
  • Next three characters 026 represents bank Union Bank of India.
  • Remaining characters which are 004 represents branch. In our case branch is located at address Thriputi Bldg., Opp. Kendriya Vidyalaya, Hemambikanagar, Dist. Palghat, Kerala, Pin - 678 009..

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.