MICR Code: 695026014

Bank: Union Bank of India
IFSC Code: Ubin0556823
MICR Code: 695026014
Address: Gangothri, Air Road, Vazhuthacaud, Trivandrumkerala,
City: Trivandrum
District: Thiruvananthapuram
State: Kerala

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 695026014.

  • In this case first three codes 695 is city code and it represents city Trivandrum.
  • Next three characters 026 represents bank Union Bank of India.
  • Remaining characters which are 014 represents branch. In our case branch is located at address Gangothri, Air Road, Vazhuthacaud, Trivandrumkerala,.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.