MICR Code: 431026004

Bank: Union Bank of India
IFSC Code: Ubin0549380
MICR Code: 431026004
Address: Sant Eknath Rang Mandir Road, New Osmanpura, Behind Gopal Cultural Hall, Dist. Aurangabad, Pin - 431 005.
City: Aurangabad
District: Aurangabad
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 431026004.

  • In this case first three codes 431 is city code and it represents city Aurangabad.
  • Next three characters 026 represents bank Union Bank of India.
  • Remaining characters which are 004 represents branch. In our case branch is located at address Sant Eknath Rang Mandir Road, New Osmanpura, Behind Gopal Cultural Hall, Dist. Aurangabad, Pin - 431 005..

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.