MICR Code: 431026005

Bank: Union Bank of India
IFSC Code: Ubin0556394
MICR Code: 431026005
Address: Aurangabad Garkheda Plot No:67 Sector A F 1 Cidco Aurangabad Maharashtra 431003
City: Aurangabad
District: Aurangabad
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 431026005.

  • In this case first three codes 431 is city code and it represents city Aurangabad.
  • Next three characters 026 represents bank Union Bank of India.
  • Remaining characters which are 005 represents branch. In our case branch is located at address Aurangabad Garkheda Plot No:67 Sector A F 1 Cidco Aurangabad Maharashtra 431003.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.