MICR Code: 422026012

Bank: Union Bank of India
IFSC Code: Ubin0547875
MICR Code: 422026012
Address: Balaji Complex, Beside Tehasil Office, Vijaya Nagar, Sinnar-422103, Dist Nasik
City: Nashik
District: Kundewadi
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 422026012.

  • In this case first three codes 422 is city code and it represents city Nashik.
  • Next three characters 026 represents bank Union Bank of India.
  • Remaining characters which are 012 represents branch. In our case branch is located at address Balaji Complex, Beside Tehasil Office, Vijaya Nagar, Sinnar-422103, Dist Nasik.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.