MICR Code: 411026031

Bank: Union Bank of India
IFSC Code: Ubin0558303
MICR Code: 411026031
Address: Shri Ganesh Complexshop No 1 6 Kadam Wak
City: Kolhapur
District: Loni Kalbhor
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 411026031.

  • In this case first three codes 411 is city code and it represents city Kolhapur.
  • Next three characters 026 represents bank Union Bank of India.
  • Remaining characters which are 031 represents branch. In our case branch is located at address Shri Ganesh Complexshop No 1 6 Kadam Wak.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.