MICR Code: 400026143

Bank: Union Bank of India
IFSC Code: Ubin0558290
MICR Code: 400026143
Address: Charkop Shanti Co Operative Housing Society Shop N 1 3
City: Mumbai
District: Mumbai(West)
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400026143.

  • In this case first three codes 400 is city code and it represents city Mumbai.
  • Next three characters 026 represents bank Union Bank of India.
  • Remaining characters which are 143 represents branch. In our case branch is located at address Charkop Shanti Co Operative Housing Society Shop N 1 3.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.