MICR Code: 400026104

Bank: Union Bank of India
IFSC Code: Ubin0551651
MICR Code: 400026104
Address: 9 Th Floor, Union Bank Bhavan,239 Vidhan Bhavan Marg, Nariman Point
City: Greater Bombay
District: Mumbai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400026104.

  • In this case first three codes 400 is city code and it represents city Greater Bombay.
  • Next three characters 026 represents bank Union Bank of India.
  • Remaining characters which are 104 represents branch. In our case branch is located at address 9 Th Floor, Union Bank Bhavan,239 Vidhan Bhavan Marg, Nariman Point.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.