MICR Code: 400026154

Bank: Union Bank of India
IFSC Code: Ubin0562971
MICR Code: 400026154
Address: Shop No 14/15, Akhurath, Chs, Mumbai
City: Mumbai
District: Mumbai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400026154.

  • In this case first three codes 400 is city code and it represents city Mumbai.
  • Next three characters 026 represents bank Union Bank of India.
  • Remaining characters which are 154 represents branch. In our case branch is located at address Shop No 14/15, Akhurath, Chs, Mumbai.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.