MICR Code: 440026020

Bank: Union Bank of India
IFSC Code: Ubin0560707
MICR Code: 440026020
Address: 91/1 Govinda Gaurkhede Complex, Hajari Pahad Road, Seminary Hills
City: Nagpur
District: Nagpur
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 440026020.

  • In this case first three codes 440 is city code and it represents city Nagpur.
  • Next three characters 026 represents bank Union Bank of India.
  • Remaining characters which are 020 represents branch. In our case branch is located at address 91/1 Govinda Gaurkhede Complex, Hajari Pahad Road, Seminary Hills.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.