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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Union Bank of India
  4. Maharashtra
  5. Ratnagiri
  6. Ratnagiri
  7. MICR: 415026051

MICR Code: 415026051

Bank: Union Bank of India
IFSC Code: Ubin0532100
MICR Code: 415026051
Address: Ratnagiri Branch,2115, Jawaharroad, Postbox No.19, Opp;S .T. Stand, Pin-415612.
City: Ratnagiri
District: Ratnagiri
State: Maharashtra

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 415026051.

  • In this case first three codes 415 is city code and it represents city Ratnagiri.
  • Next three characters 026 represents bank Union Bank of India.
  • Remaining characters which are 051 represents branch. In our case branch is located at address Ratnagiri Branch,2115, Jawaharroad, Postbox No.19, Opp;S .T. Stand, Pin-415612..

How to find micr code (for example 415026051) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.