MICR Code: 605026003

Bank: Union Bank of India
IFSC Code: Ubin0557030
MICR Code: 605026003
Address: Pondichery Housing Boardanna Nagar Pondichery 605005
City: Pondicherry
District: Pondicherry
State: Puducherry

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 605026003.

  • In this case first three codes 605 is city code and it represents city Pondicherry.
  • Next three characters 026 represents bank Union Bank of India.
  • Remaining characters which are 003 represents branch. In our case branch is located at address Pondichery Housing Boardanna Nagar Pondichery 605005.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.